While buying and selling homes are the most common transactions, property ownership often involves complex legal adjustments and long-term financial planning. At Gibson Kerr, our property solicitors provide expert legal support for a wide range of specialised requirements. Whether you are adjusting your home’s ownership structure or releasing capital for your future, we offer clear, practical advice to protect your most valuable assets.
Joint Purchaser Agreements
When buying a property with a partner, friend, or family member, it is essential to have a clear legal framework in place. We draft bespoke Joint Purchaser Agreements (often referred to as Minutes of Agreement) that outline each party’s financial contribution and what should happen if the property is sold. This proactive approach prevents future disputes and ensures your investment is legally protected from the outset.
Transfers of Title
There are many reasons why you may need to change the legal ownership of a property, such as following a marriage, a separation, or as part of inheritance tax planning. Our solicitors manage the Transfer of Title process efficiently, handling all necessary deeds and registrations with the Registers of Scotland. We ensure the transition is smooth, legally robust, and fully compliant with all current regulations.
Equity Release
If you are looking to unlock the value tied up in your home to support your retirement or fund a significant life event, we provide expert legal guidance on Equity Release schemes. We work closely with you to explain the legal implications of lifetime mortgages or home reversion plans, ensuring you fully understand your commitments and that your rights as a homeowner remain protected throughout the process.
Financial Advice
Please note that while we handle the legal aspects of your property transactions, Gibson Kerr does not provide direct financial advice. However, we can refer you to a trusted independent financial adviser who can provide expert advice tailored to your specific financial circumstances.
