If you own your home, equity release may be possible.
Equity release advice in Edinburgh & Glasgow
The value of your home minus any outstanding mortgage, described as your ‘equity’, can be released with a lifetime mortgage, which releases a lump sum from the value of your property.
The amount released plus any interest accrued is then repaid from the sale of your house when you pass away or move into long-term care.
Alternatively, a home reversion plan would see you surrender some or all of the ownership of your property in exchange for a lump sum and the right to remain living in the house, rent free until it is sold on death.